Paying for Your Health Insurance
Premiums due for benefits earned during a semester are collected over the course of the semester, rather than on a per-month basis. Thus, you pay for six months of coverage over a four month period and a year of coverage over an eight month period. View the ACH Payment Schedule.
- Please Note: The September and January deductions may occur before adjunct/visiting lectures are paid for the Fall and Spring semesters, please budget accordingly.
Medical Plans Premium Costs Sept 1, 2023 - Aug 31, 2024
NOTE: Payments for twelve months of premiums are paid over an eight month period beginning in September and ending in April.
Pools I & II
Keystone QPOS
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$626.89 |
$368.86 |
$258.03 |
$387.05 |
| Employee + 1 Dependent |
$1193.95 |
$368.86 |
$825.09 |
$1237.64 |
| Family |
$1831.15 |
$368.86 |
$1462.29 |
$2193.44 |
Personal Choice
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$737.71 |
$368.86 |
$368.85 |
$553.28 |
| Employee + 1 Dependent |
$1498.30 |
$368.86 |
$1129.44 |
$1694.16 |
| Family |
$2244.61 |
$368.86 |
$1875.75 |
$2813.63 |
Pools III & above
Keystone QPOS
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$626.89 |
$553.28 |
$73.61 |
$110.42 |
| Employee + 1 Dependent |
$1193.95 |
$553.28 |
$640.67 |
$961.01 |
| Family |
$1831.15 |
$553.28 |
$1277.87 |
$1916.81 |
Personal Choice
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$737.71 |
$553.28 |
$184.43 |
$276.65 |
| Employee + 1 Dependent |
$1498.30 |
$553.28 |
$945.02 |
$1417.53 |
| Family |
$2244.61 |
$553.28 |
$1691.33 |
$2537.00 |
NOTE: If you have 7 seniority units and will earn your 8th unit in the Fall, inform the Benefits Department at
by the end of December that you are moving into Pool III effective March. If you will earn your 8th unit in the Spring, the Benefits Department know by the end of February that you are moving into Pool III effective June. Always inform the Benefits Department if your work status changes.
Prescription Drug and Dental Plans Premium Costs September 1, 2023 - August 31, 2024
NOTE: There is no college contribution for dental and prescription premiums.
CVS Caremark Drug
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$282.33 |
$0.00 |
$282.33 |
$423.50 |
| Employee + Dependent(s) |
$796.16 |
$0.00 |
$796.16 |
$1194.24 |
Delta Premier/Preferred (Delta Premier)
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$38.06 |
$0.00 |
$38.06 |
$57.09 |
| Employee + Dependent(s) |
$100.47 |
$0.00 |
$100.47 |
$150.71 |
Delta Care (Delta DMO)
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$17.85 |
$0.00 |
$17.85 |
$26.78 |
| Employee + 1 Dependent |
$30.58 |
$0.00 |
$30.58 |
$45.87 |
| Family |
$46.41 |
$0.00 |
$46.41 |
$69.62 |
United Concordia/Concordia Plus (DMO)
| Coverage Type | Premium Amount | College Contribution | Employee Monthly Contribution | ACH Withdrawal |
|---|
| Single |
$19.43 |
$0.00 |
$19.43 |
$29.15 |
| Employee + 1 Dependent |
$36.44 |
$0.00 |
$36.44 |
$54.66 |
| Family |
$57.86 |
$0.00 |
$57.86 |
$86.79 |
IMPORTANT NOTE: Your work status in the Fall determines if you pay the pool rate or the full premium rate, for the September, October, November, and December payments. Your work status in the Spring determines the rate at which the January, February, March, and April payments are made. Persons who missed working at least one of those terms, but who work in the summer, will have their accounts credited accordingly, but will still experience a loss of some contributions.
It is your responsibility to keep the Benefits Department informed of changes in your work status.
