Healthcare Benefit Payroll Deductions

The College offers two medical insurance healthcare plans through Independence Blue Cross: Keystone Health Plan East Point-Of-Service and Personal Choice.

Keystone Health Plan East Point-Of-Service requires you to name a primary care physician and to obtain a referral to other providers if your primary care physician is unable to provide treatment. Personal Choice does not require you to name a primary care physician or to obtain referrals for other providers.

For full-time employees, Keystone Health Plan East Point-Of-Service medical insurance is available with no cost to the employee toward the insurance premium. For the Personal Choice plan medical insurance, full-time employees pay a biweekly contribution toward the insurance premium equivalent, which requires a pre-tax payroll deduction unless your annual base salary or annual base wages are under $40,000. For full-time employees, the biweekly contribution toward the premium equivalent for Personal Choice is based on the number of participants you enroll in the plan and your annual base salary or your annual base wages.

Personal Choice Payroll Deductions
Effective September 1, 2019 through August 31, 2023

PlanPer Pay PeriodYearly Cost
Annual Base Salary/Base Wages Between $40,000 and $59,999
Employee only $7.38/pay $192/year
Employee + one dependent $11.08/pay $288/year
Employee + two or more dependents $14.77/pay $384/year
Annual Base Salary/Base Wages Between $60,000 and $79,999
Employee only $10.35/pay $269/year
Employee + one dependent $15.54/pay $404/year
Employee + two or more dependents $20.69/pay $538/year
Annual Base Salary/Base Wages Between $80,000 and $99,999
Employee only $14.50/pay $377/year
Employee + one dependent $21.77/pay $566/year
Employee + two or more dependents $29.00/pay $754/year
Annual Base Salary/Base Wages Between $100,000 and $149,999
Employee only $20.31/pay $528/year
Employee + one dependent $30.46/pay $792/year
Employee + two or moredependents $40.62/pay $1,056/year
Annual Base Salary/Base Wages of $150,000 or More
Employee only $32.88/pay $855/year
Employee + one dependent $49.32/pay $1,282/year
Employee + two or more dependents $65.76/pay $1,710/year

Personal Choice Payroll Deductions
Effective September 1, 2020 through August 31, 2023

PlanPer Pay PeriodYearly Cost
Annual Base Salary/Base Wages Between $40,000 and $59,999
Employee only $12.00/pay $312/year
Employee + one dependent $18.00/pay $468/year
Employee + two or more dependents $24.00/pay $624/year
Annual Base Salary/Base Wages Between $60,000 and $79,999
Employee only $16.81/pay $437/year
Employee + one dependent $25.23/pay $656/year
Employee + two or more dependents $33.62/pay $874/year
Annual Base Salary/Base Wages Between $80,000 and $99,999
Employee only $23.54/pay $612/year
Employee + one dependent $35.31/pay $918/year
Employee + two or more dependents $47.08/pay $1,224/year
Annual Base Salary/Base Wages Between $100,000 and $149,999
Employee only $32.96/pay $857/year
Employee + one dependent $49.46/pay $1,286/year
Employee + two or more dependents $65.92/pay $1,714/year
Annual Base Salary/Base Wages of $150,000 or More
Employee only $51.96/pay $1,351/year
Employee + one dependent $77.88/pay $2,025/year
Employee + two or more dependents $103.84/pay $2,700/year