Parents of dependent Undergraduate students and Graduate students who have previously borrowed under FFELP and any new borrower will be required to complete a new electronic Federal Direct PLUS Loan Application/Master Promissory Note (PLUS MPN).  The Direct PLUS Loan should be applied for the academic year.  The loan cannot be applied for more than 90 days before the start of the academic year.  The Federal Direct PLUS Loan application process involves two steps:

• Complete the Community College of Philadelphia Federal Direct PLUS Loan Request Form
• Complete the Federal Direct PLUS Loan Master Promissory Note (MPN) at www.studentloans.gov.

If your loan application is not approved, you will be contacted by the Federal Servicer (in writing) and given the option of appealing the credit decision or resubmitting the application with a credit-worthy endorser.  Questions concerning your credit decision should be directed to the Federal Servicer’s Applicant Service at 1-800-557-7394. 

You must have a Department of Education issued Personal Identification Number (PIN) before completing and signing the electronic MPN.  If you do not have a Federal PIN, or have lost your PIN, you may obtain one at the Federal PIN Website, www.pin.ed.gov.